Third World War?
                                                                            There is a grave situation developing between America and North Korea which may led to World War.
                                        North Korea has done several missiles test which had  crossed the Japan and fell in the Pacific Ocean. Japan and South Korea are very much agitated for the same. North Korea has also tested 'Hydrogen Bomb' i.e. Underground test which had created Earth Quakes of very large Scale. It has disturbed all surrounding Countries who are close Allies of America. Besides that even 'UNO' has also imposed several strict international restrictions on North Korea in order to bring it in discipline. But there is no effect on North Korea and it is going head as per their agenda.
                                        The American President Donald Trump has already warn North Korea that' It will have to pay very heavy price if it takes action against our Allies'. Donald Trump has also described the North Korean activities as ' Suicidal Mission.
                                        North Korea is using very abusive language against the American President. Norh Korean Ruler Kim Jon said ' Donald Trump is a bad guy and who is fond of playing with fire.' Besides that Foreign Minister of North Korea has gone up to describing Donald Trump's warning to North Korea with ' Barking Dog'.
                                         Hence it can be seen that situation very tense and which can flare up at any time. However the question arise that' On whose support North Korea has become so insolent? It is very clear that China and  Russia  axis is behind the North Korea  who are questioning the Supremacy of America.China and Russian are soft towards North Korea. China can easily cut the supply line of North Korea in order to control it. Besides that it is reported that Pakistan has also given Atomic Secret to North Korea. All these factors are responsible for the present situation.
                                        America and South Korea have already started doing Bombing Exercises along the Border of North Korea. But North Korea is still  adamant on its plan. Hence it appears that we are at present on the thrash hold of 'Third World War'.
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Where is God?
                                                                  There are different opinions regarding existence of God. Some people are having very bad experiences in their lives and they suffer lot.  Those type of people loose  faith in God and become non believer. Some of the intellectuals sees God in every thing while some people have a blind faith in  worshiping . It appears that each one in this world believes in existence of God or Non existence according to their life experiences.
                                                                   However one thing is certain that there is a power which is abstract one and which cannot be seen or touched. But it is power on which we have no control. Besides that for some people God is a role model. They derives inspiration to improve themselves. That means for them God is a perfect form of human being.
                                                                   Some people have grievance that sometime God is not kind to Good people and showers all Happiness on bad and evil elements. However Goodness and Badness are the relative terms i.e.  Something good for one is bad for other. Many writers, poets, and intellectuals, have commented adversely on the justice of God and that has also led to the question regarding  existence of  God.  Gita which emphasis more on  good karmas explain it very tactfully. It says that happening of Good  and Bad things in one life is addition and subtraction of good and bad karmas during previous and present life. It is philosophical and very difficult to digest. There is a instance after Mahabharata war wherein Krishna tried to show that even Arjuna also could not fully digest Gita.

                                                                     The stone idols and other types of means created for praying to God are only symbolic for people. However there is a power which has created limitations for most intelligent  Human Race. One fails to achieve his goal in spite of that he work sincerely and intelligently. Why? That is a question which point out  the limitation in human life. Besides that there is no control over one Death. It come as and when it destined in life. That is also one of the limitations which human race has failed to overcome. In such circumstances the existence of some power has to be presumed.
                                                                     There is no control over natural calamities which brings total disaster  on the lives of people. Therefore a power on which people have no control and which creates limitation has to be named and recognized. Its recognition can be in any form for different people. But one poet says i.e. 'God' -

 Who is There?
 Oceans mighty waves who is there
 Who creates those Icy peaks Everywhere
 The Water of those long Rivers who carries
 The Vibrations of Earthquakes comes from where
 Who--
 The loud Sounds of Thunderbolt who creates
 Heavily pouring water through rains, where it comes
 The Enlighten souls  knows about all these dramas
 The Things may be different but Creator is one
 Who--
                                       Hence one understand and recognize God in his own way. That is a crust of  Matter.
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The Simplest and Easy Healthcare
                                                         ' Heath is Wealth'  slogan should be accepted  for happy and healthy life. What is use of being Billionaire if one cannot enjoy the Wealth due to bad Health?  Besides that it is said that Rich and busy people are not getting time to do Physical Exercises. That is the Crust of the problem. Once physician of  the Bill Clinton advised him for good health to take deep breath periodically during his busy Schedules. Hence it is absolutely necessary to give some exercise to body in order to keep it fit. However some people are struggling against time to keep their body fit.

                                                           Therefore least consuming time exercise is preferable. Hence it is advisable to at least walk for 30 minutes day anywhere i.e. Indoor  or Outdoor as per convenience. There are many advantage of walking 30 minutes a day. Even one can walk for 15 minutes in the morning and 15 minutes in evening  accordingly.  The 30 minutes walk per day-
1) Reduce the risk of stroke  and hypertension by 25% .
2) It reduce the risk of diabetes, cancer and including the risk of breast cancer
3) The body heals faster by walking
4) It gives adverse effect to body by not walking
5) It also lowers the risk of  prostrate and colon cancer
6) It increase the blood circulation in the body.
7) It reduce the Bloodpressure.
8) It reduce the risk of Hip fracture.
9) It also reduce the risk of gall stone surgery.

                                                            In view of above why not to spend 30 minutes of the day for walking?
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Mischief With  Nature
                                                                       It is observed that nature has become abnormal  and striking on the earth in one or other forms. Nature has a many weapons which can give lesson to mankind for playing mischief.

                                                                      The nature can strike on the earth in forms various calamities i.e. Like  Cyclone, Flood, Earthquake and Heavy heavy Rain. Human race being very intelligent  is continuously disturbing the nature. Following  way mankind has made Nature abnormal and destructive.
1) Many Industries are throwing  Carbon dioxide which  creates lots of Pollution in the atmosphere. It spoil the environment which worsen the climate
2) Some of the Chemical Industries throws poisonous gases which affects the climate. It also harm the people.
3) People are madly digging the earth for  getting valuable metals etc. which creates imbalance below the Earth. It can prone  the Earthquake.
4) The Ice on the mountains is abnormally get melt due to warm weather and rivers get flooded.
5) The Ice in the North and South Poles is also slowly getting  melt due  men made warm weather.
6) In  Industrial Developments Race have also damaged and Environment.

                                                                     These are some of the reasons which are damaging the environment in the world. The most developed and Super power america is also frequently suffering from severe Natural Calamities  The recent 'Harvey' Cyclone, Flood and Heavy rain in 'Huston', Texas is one of the  glaring example of the same.  China which is in race of superpower  is also facing Storm, Flood and Heavy Rains in its several Areas. It has destroyed the properties worth of Billions  Dollar and thousands of people were killed.

                                                                      The recent heavy rain which broke the all records have made the city of Mumbai completely flooded and paralyzed it for days to gather.  It has destroyed the thousand of working hours and damaged Billions of Dollar properties. The other states of India are also suffering due to heavy rain and flood.  It has destroyed the crops and properties. Besides that Crores of people have become Homeless. The effected states are Uttar Pradesh, Uttarakhand, Bihar,  Assam, Rajasthan, Madya Pradesh and Gujarat . Hence it can be seen that 3/4 of India is victims of such Calamities.

                                                                      It clearly shows that nature is adversely reacting due to man made crisis.  It has to be tackled collectively at international level. Mankind has to sacrifice development up to some extent in order to set the thing right. It is said that Russian Oil Tanker has been successful in making way in Antarctica by cutting the 1.2 Meter thick Ice.  It may be good news commercial point of view but it is bad regarding Environment. It clearly shows that Ice layer in Antarctica is becoming thin and it can bring the sea level high. The high sea water level can flood many cities of the world and can bring tremendous destruction. Therefore it is better to stop mischief with nature and to take deterrent  and positive steps before it is too late.
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Mahatma Gandhi and his Family- Where About
                                                                                      Mahatma Gandhi had dedicated his whole life in freedom struggle of India. He believed that' His life is for the people of India and not for giving advantage his family members'. In the process there was lots of heart burning among some of the family members. His sons also served the people but they were having some personal ambitions and aspirations among them.

                                                                                       His eldest son Harilal revolted against the certain decisions of his father  and created lots of embarrassments for him.  Harilal may be right in his own way but it is always crime to be close relatives of  the Leader who is a man of principles and values. His another son Manilal and his family remained in South Africa.

                                                                                       There are lots of persons who have exploited there connections and good will of Mahatma Gandhi. Hence grievances of few members of Gandhi family are justified on merits  and in terms injustice done to them.  Nehru family also very much benefited by having surname Gandhi along with their name. while it is unfortunate that most of the Gandhi family are in wilderness at present.  Krishna Kulkarani the Great Grand Son of  Mahatma
Gandhi also adversely commented on the exploitation of Gandhi's Name for political purpose. He is a son of Sumitra Kulkarani, IAS who was Daughter of Ramdas Gandhi. Kanu Gandhi was also a son of Ramdas Gandhi who migrated to 'USA'. He returned to India on  retirement. However he met bad experience in India and lost some of his savings. He died miserably by moving place to place.

                                                                                      Mahatma Gandhi's another son  Devdas Gandhi was married to daughter of C Rajgopalchari, First Governor General of India.  Devdas two sons Rajmohan Gandhi and Gopal Gandhi came in  to lime lights on the account of their political activities. Gopal Gandhi, IAS, Former Governor of West Bengal and recent contestant of Vice President election is very much in limelight..  However Gopal Gandhi lost  the the Vice- Presidential election which was very much concluded in advance. In this case it appears that  Opposition including Congress wanted to use the name of Mahatma Gandhi.

                                                                                       This shows that some people are still exploiting the name of Mahatma Gandhi but nobody appears to care about the welfare of Gandhi family. This mean some people have already exploited and some of them are still exploiting Name of Gandhi in their own interest without following and understanding his political philosophy.
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The Retirement and Old Age
                                                                People are struggling for whole life for their existence  and also giving security to their families. However in the process they get tired and crave for retired and peaceful lives . They do not  imagine that by the time they retire they will also become old which may makes them mentally and physically weak. Hence it may become the most difficult time of life if proper care are being not taken. Some time Retire and Old age makes a person more miserable then actual struggle of life.
                                                                It is very much necessary  to understand that Retire life means the change of activities and attitudes only. It does not mean that one has to stop all activities and pass time leisurely without doing anything. The absence of suitable activities and  proper approaches towards life can makes retired life horrible and it can becomes nuisance for others. Therefore  old age of a person and retirement are to be given serious considerations. In short retirement and old age has to be planed like important project.

                                                                One should never feel that one is old. Besides that one should have cheerful Attitudes in life.  It is necessary to have regular check up with prescribed  input of medicines for good health. Money is also important for maintenance of life. Therefore it is to be spent according to Means. Besides that one cannot take it granted  people regarding money.

                                                             The good Hobbies and Right Attitudes in old age can also bring Recreation and Relaxation in life. It is better to live in present in order  to live pleasant life.  The internal happiness is also very important in advanced age. The forgive and forget attitude is also good for health. One has to accept smoothly the changes which are coming in old life for its own happiness. It is observed that old people are scared of death and very much worried about the grief of their nearest one after their death, But one must understand that no one leave this world alive and grief of nearest one after death will not be permanent. Hence one should try to overcome the fear of death in old age. It will bring more peace and happiness in the life. These are the ways to live happy and healthy retired old age life.
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Indian Banking System
                                                                         The  Reserve Bank of  India has observed in its 15 Th Financial Stability report of June 2017 that Indian Banking system is suffering from huge' Non Performing Assets' up to 10 Lakhs Crore of Rupees. The Non Performing Assets amounts to Bad Loans given by Banks which are not expected to be recovered. It comes to 9.6% of the loans given by the various government owned banks up to the year 2017.  But the figure may cross 10% in the year 2018. This show that 'NPA' positions of Banks have reached to very alarming Figure.
                                                                         We have to go in the background of Nationalization of 20 Big Private Banks in the the year 1969.  Indira Gandhi then Prime Minister wanted to Nationalize the Private Banks on the pretext that Private Banks are not giving enough finance to Common Men. But the main purpose for Nationalization of Banks was to Gain  Popularity and to create impression among people that she is very progressive leftist politician who wants help common men of India. Even Bank Employees were also behind her in order to get  total job security from Government. Besides that Indira Gandhi also wanted to use Bank funds for her political gain.

                                                                         However her then Finance Minister and Deputy Prime Minister Morarji Desai was for open economy and  he was opposing Bank Nationalization on the Ground that 'It will stop competition among  Banks and its Services will be deteriorating. Besides that he believed that all funds of the Banks are already invested and Government will take simply the burden to runing  the same.  Therefore he introduced Social Control Order for the Banks  wherein Banks were asked the lend  40% of its deposits to  needy Common Men, Farmers, Small Scale Industries i.e. Priority Sector. It was working very well.  However Indira Gandhi took the advantage of Congress Split of 1968 and  took away the portfolio of Finance then from Morarji Desai, Deputy Prime Minister. Morarji Desai resigned and protested against her action. However thereafter she Nationalized  the 14 Private Banks for political reasons. India is still paying very heavily for that decisions.

                                                                       The present 'NPA' position  is created because of  loans given by  Corrupt Bank Officials in collaboration with  Capitalist and politicians.  The 'NPA' of big Industrial Houses are running  in Thousands of Crore Rupees. The Glaring examples are Mallya, Essar etc. The present position will go on deteriorating further if deterrent steps are not taken forthwith. Otherwise Government will be compelled to sell those Banks like 'Air India'. The Government cannot go on maintaining those Banks by giving Tax Money to them at the cost of National Development. It is observed that Private own Banks are running very well with better Customer Services. It is to be seen how government will handle the difficult problem of running the Banks with very high 'Non Performing Assets.

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